Measures to Take When Hit by an Uninsured Driver
In most countries, most people sitting behind the wheels do not have proper insurance. Either a driver or a person hit pays a great price since accidents are always considered fateful. Being hit by an insured driver and being hit by one with no insurance are two different cases and most often, when it comes to the latter things get a little bit out of control. There are measures put in place when it comes to handling accidents with uninsured drivers just to make sure that the driver does not go scot-free. A keen consideration of the subsequent measures would give you confidence and the knowledge to make the best choices in the event of the unexpected.
It is always prudent to contact the police officers in case of an accident. Be it an insured or one with no insurance that hits you, calling the police is always a critical step to take. In case you are hit by an uninsured driver, calling the police would give you the best chances of getting a report that would help get your expenses covered and ease the claim process.
In such cases, the location of residence tend to be a fundamental aspect. There are different ways that states process the accidents that occur. Things are quite different when hit by an uninsured driver in a no-fault state since whoever would be at fault, it wouldn’t matter. All the expenses would be covered by your insurance company in any case you get by an uninsured driver in a no-fault state. Giving a keen thought to the state you live before making any ultimate choices would be reasonable.
Time after time people assume the critical aspect of swapping information with the driver. Despite the fact that an uninsured driver would not be having insurance details to provide, asking for their contacts and vehicle information would prove to be worth it in the end. Consequently, swapping contact information with any of the witnesses would be worthwhile since their statements are valuable when it’s finally time for the claim process.
In short, making claims against a driver with no insurance always often plays a huge role during such times. With all the necessary information, contacting your insurance company and informing them of the accident would logical. The whole process would favor you when you mention that you were hit by an uninsured driver. Aside from all that, providing your insurance provider with contact details of the driver and the police officer who arrived at the scene first would be helpful. With a careful reflection of the variables highlighted above, it would be crystal-clear that there are more civilized ways of handling such matters.